• No minimum balance to open
  
• No minimum balance fees
• Periodic statements delivered electronically (a recurring monthly charge of $1.75 imposed if paper statement requested)
  
• Requires one monthly direct deposit
  
• Unlimited check writing and debit transactions
• Unlimited deposits
  
• Free Internet Banking and Bill Pay
  

• Only $100 required to open
  
• Minimum balances required to avoid monthly Maintenance Fee: $5.00 fee if average daily balance during statement cycle is less than $200; $3.00 fee if average daily balance during statement cycle is at least $200 but less than $500
• A SVC Debit fee of $0.10 charged for each debit in excess of the free debits permitted (see below). There will be no SVC Debit fees if an average daily balance of $1,000 is maintained per statement cycle.
  
• For every $100 average daily balance maintained during a statement cycle, you will receive two (2) debits free of the SVC Debit fee
  
• Unlimited deposits
  
• Free Internet Banking and Bill Pay
  
• Debit Card or ATM Card available (subject to bank approval)

• Interest bearing - Click here for rates
  
• No minimum balance required to earn interest
  
• Interest compounded and paid monthly
  
• Only $100 required to open
  
• $5.00 monthly Hometown Ckg fee
  
• Unlimited check writing and debit transactions
  
• Unlimited deposits
  
• Free Internet Banking and Bill Pay
  
• Debit Card or ATM Card available (subject to bank approval)

Numerous Club Benefits:

• All of the Hometown Checking Club benefits, plus…
  
• Personalized checks
  
• Discounted rates on money orders and cashier’s checks
  
• No rental charges on safe deposit box (subject to availability and certain restrictions)
  
• Free notary service
  
• Dining Advantage®
  
• And much more…
  

• Interest bearing - Click here for rates
  
• No minimum balance required to earn interest
  
• Interest compounded and paid monthly
  
• Only $100 required to open
  
• $3.00 monthly Hometown Ckg fee
  
• Unlimited check writing and debit transactions
  
• Unlimited deposits
  
• Free Internet Banking and Bill Pay
  
• Debit Card or ATM Card available (subject to bank approval)
  
• Numerous Hometown Checking Plus Club benefits
  

• Interest bearing - Click here for rates
  
• No minimum balance required to earn interest
  
• Interest compounded and paid monthly
  
• $1,000 required to open
  
• $7.50 Service Charge if average daily balance during a statement cycle falls below $1,000
  
• A SVC Debit fee of $0.10 charged for each debit in excess of the free debits permitted (see below).
  
• For every $100 average daily balance maintained during a statement cycle, you will receive two (2) debits free of the SVC Debit fee
  
• Unlimited deposits
  
• Free Internet Banking and Bill Pay
  
• Debit Card or ATM Card available (subject to bank approval)
  

• Interest bearing - Click here for rates
  
• Must maintain average daily balance of $1,000 per statement period to earn interest
  
• Interest compounded and paid monthly
  
• $1,000 required to open
  
• $7.50 Service Charge if average daily balance during a statement cycle falls below $1,000
  
• A SVC Debit fee of $0.10 charged for each debit in excess of the free debits permitted (see below).
  
• For every $100 average daily balance maintained during a statement cycle, you will receive two (2) debits free of the SVC Debit fee
  
• Unlimited deposits
  
• Free Internet Banking and Bill Pay
  
• Debit Card or ATM Card available (subject to bank approval)