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Master Savings Bank

Master Savings Bank

Personal Service Since 1922

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Personal Savings Accounts

 
Regular
Savings
Advantage
Money Market
USB Plus
Money Market
Christmas Club
Minimum Opening
Balance Required
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Tiered
Interest Rates

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Monthly
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Monthly Interest
Compounding

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Check Writing

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Regular Savings

  • Interest bearing - Click here for rates
  • No minimum balance required to earn interest
  • Interest compounded and paid quarterly
  • Only $50 required to open
  • No minimum balance fees
  • $5.00 Service Charge if seven (7) or more withdrawals in a month
  • Unlimited deposits
  • Certain preauthorized / electronic withdrawals or transfers limited to no more than six (6) per month
  • Free Internet Banking
  • ATM Card available (subject to bank approval)

Advantage Money Market

  • Interest bearing – Tiered rate structure - Click here for rates
  • Must maintain average daily balance of $1,000 per statement period to earn interest
  • Interest compounded and paid monthly
  • $1,000 required to open
  • $10.00 Service Charge if average daily balance during a statement cycle falls below $1,000
  • Unlimited deposits
  • Certain preauthorized / electronic withdrawals or transfers limited to no more than six (6) per month
  • Free Internet Banking
  • ATM Card available (subject to bank approval)

USB Plus Money Market

  • Interest bearing – Tiered rate structure - Click here for rates
  • No minimum balance required to earn interest
  • Interest compounded and paid monthly
  • $25,000 required to open
  • $25.00 Service Charge if average daily balance during a statement cycle falls below $25,000
  • Unlimited deposits
  • Certain preauthorized / electronic withdrawals or transfers limited to no more than six (6) per month
  • Free Internet Banking
  • ATM Card available (subject to bank approval)

Christmas Club

  • Minimum balance to open - $3.00
  • Weekly deposit amounts ranging from $3.00 to $100.00 (inquire about permissible increments)
  • Make equivalent of 49 consecutive weekly deposits and USB will match 50th deposit
  • Chosen weekly deposit amount automatically deducted from another USB account
  • New accounts will not be opened after June 1st each calendar year

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Member FDIC Equal Housing Lender